Injuries can happen at work quite easily if the right procedures aren’t in place and people don’t take care. Even with the best health and safety guidelines, accidents can still happen, and when they do they can be devastating for those involved. Sometimes the accidents are so serious and the injuries they cause so severe that the victim is unable to work at all, at least for the immediate short term, and perhaps for much longer than that.
What options do you have if you are injured and can’t work? What should you do? Here are some ideas for you to consider.
Get an Attorney
It won’t always be necessary, but if you do feel you have a case for claiming compensation then you should get an attorney so that your serious injury claim can be heard. This is particularly important if you are no longer able to work at all, since you won’t be receiving any income and this will clearly put you in financial difficulties. When you claim for compensation, you are claiming for money you would have earned if you had been able to work, as well as additional money to make up for the pain and suffering you have experienced.
It’s vital that you have your claim seen to by specialists because not only will they be able to assess whether there is a claim in the first place, but they will also be able to see it through to completion, whatever the outcome might be.
Apply for Benefits
Depending on where you live, your financial situation, and your injuries, you may be able to claim for a variety of different benefits – this will be down to your state and the rules within it. Ideally, you should look into this as soon as you can if you are unable to work. If you can claim these benefits then the money will help you to continue to pay the bills and live as normal a life as possible.
Usually the money from such benefits won’t be as much as you were earning, which is why having insurance is a good idea. Most people will think of life insurance, but there is serious injury cover as well, and even though the premiums will cost more to cover this, if you have it you will be able to receive a pay out if you are seriously injured, and this can help you immensely.
Speak to Your Employer
Assuming you are still happy to work for your employer (after all, the injury may not have happened at work; it could have happened on vacation, or through a vehicle accident, for example) then you should discuss with them what you can do now that you have been injured.
You could ask about:
- Working part time while you recover
- Working from home
- Moving to a different department
- Training for a different position
If any of these things are possible, you won’t be losing as much money as if you couldn’t work at all, so it is worth discussing the options and trying to come up with a solution that will help you and your employer.