So, you’re done college. Perhaps you’ve finished a decade ago, or maybe you finished last week, but truthfully, it makes no difference; if you haven’t finished paying off your student loans, today is a great time to do so!
Paying off student loans is very difficult. These are not like when you’re a little kid, and you owe dad $5.00 because you misbehaved, so you need to do some extra chores to pay him back. This isn’t even a few hundred dollars that you owe. Let’s face it; we’re talking about thousands upon thousands of greenbacks right now.
Yes, it’s overwhelming, and yes, it is repayable! And, of course, it will take some time to get those debts down to zero, but here are a few tips that can help you to reduce the amount you spend every month, so that you’ll have more extra bucks sitting in the bank at the end of the month which you can then use to repay those loans!
- Save on Nursing Scrubs. There are all types of scrubs for men; there are very expensive ones from Grey’s Anatomy, mid-priced ones from Cherokee, Landau and other scrubs companies, and cheap scrubs from Walmart. The truth is, to save money in the long run, your best bet would be to choose scrubs that aren’t too low-priced, because often, medical apparel that is very cheap is made from low quality material and therefore will get worn out in record time, so you’ll simply have to buy scrubs more often.
- Save on Food. Instead of buying a coffee every morning at Starbucks, make yourself a coffee. That can save you from about thirty to about a hundred dollars per month, just like that. Another thing that can be very expensive is going out to eat. We’re not saying here to never go out to eat, but eating out a few times a week at restaurants can cause you to rack up a large bill.
- Use Discounts. A lot of places offer discounts for medical professionals. Use them! They’re there for you, and you deserve it by dint of the fact that you’re a medical professional who improves people’s lives and helps them recover. Aside from these discounts, also try to get whatever coupons or online codes you can find when you shop. This can end up adding up to a significant amount of dollars.
- Stay Focused. If you’re not being mindful about spending carefully, you’ll lose money without even thinking twice about it (I speak from personal experience here!). For instance, when you enter the grocery store, if something isn’t on your list, think: Is this something I need? When you leave the room, think: Did I turn off the light? By staying focused, a lot of unnecessary waste can be avoided.
All of these tips are uncomplicated, and show that small things do make a difference. There’s no need to make major changes to your life; just think before you shop, and keep your eye on the bill, and you’re guaranteed to save big!